Equity Release

As independent whole of market advisers, we can provide advice on all Equity Release products available to the intermediary market, sourced via state-of-the-art technology.

What is Equity Release? 

Many homeowners aged over 55 have wealth tied up in property and although they are asset rich they may be capital poor. If this is you, Equity Release may be a suitable option to release the value built up in your home and allow you to remain living there. Interest charged on the loan can be repaid monthly or left to accrue with no repayments being required. 

How can Equity Release help me and my family?

The money released can be used for whatever you want – from topping up pension income or helping younger family members to paying for holidays, home improvements or a new car. Equity Release can be considered if you need to fully repay an interest-only mortgage and can also be a useful tool in inheritance tax planning. As independent whole of market advisers, we can provide advice on all Equity Release products available to the intermediary market, sourced via state-of-the-art technology.

How the process works

Our team will collate all the necessary information and submit the application to the lender on your behalf. After you have accepted our recommendations, we will give you a Key Facts Illustration from the lender and help ease your journey to receiving an offer.

JNFP will receive a payment from the lender when your Equity Release has been completed and we charge an arrangement fee of £499.

Please note that Equity Release is not suitable for everyone, which is why we fully explore your personal and financial circumstances to make sure that it is right for you before making a recommendation.

More information can be found on our client agreement and on the Key Facts Illustration**

*Upon death or transfer to full time care, the Equity Release loan will be due for repayment. 
**Equity Release is a lifetime mortgage. To understand the features and risks involved, please request a detailed personalised illustration. 

For more information about whether Equity Release could be right for you, call JNFP on 01905 779193, email info@janenewmanfp.co.uk or get in touch via our Contact Us page.

“I have been using Jane Newman Financial Planning for 7 years for all aspects involving personal finance, and I am delighted in what they have done for me. They are an extremely professional team who are totally dedicated in achieving the best for their clients.”

David S. - Stanford Bridge, Worcs