Long Term Care Insurance 

Entering Long Term Care can be stressful both personally and financially, as the monthly cost for providing the care will become due immediately. 

Often you, or your relatives will worry about the monthly cost of care using up the value of your assets.  These assets have built up over time, and you would rather leave a legacy, as opposed to their value being used to provide the cost of care.    Long Term Care Insurance is purchased with a lump sum of money in exchange for a guaranteed income for the rest of your life.   This provides peace of mind that the monthly cost or shortfall in the cost for the care is met. 

Long Term Care Insurance can help if you: 

  • are suffering from a physical or mental disability and as such are currently receiving, or are about to receive care 
  • want to have the peace of mind that all or part of your care costs are covered for the rest of your life 
  • want to have your benefits paid tax free directly to a registered care provider 
  • would like the option to add inflation-proofing benefit options to the plan at an additional cost, to ensure annual increases to monthly benefits

We provide fair and personal analysis on Long Term Care Insurance products that are available to the intermediary market. These products are chosen using our reliable sourcing system. We will collate all the information from you and provide an illustration of the cost of the plan. If you decide to go ahead, we will submit an application to the provider on your behalf.  For our services we will receive a payment from the provider when the plan is purchased.  We charge an arrangement fee of £499.